Consumer confidence index edged up to 105.4, aiding retail and service sector growth projections. Personal finance allocation to consumer staples may provide steady returns amid broader market adjustments. “Just like in sports, a coach exists to motivate you … and give you a winning game plan to execute,” he said. “The richest people I know all invest in personal and financial coaches — myself included.” The post , titled "My husband and I dug ourselves into a big hole and want out," appeared on the r/DaveRamsey subreddit, a community dedicated to the popular financial personality known for his debt-free philosophy. The couple's conundrum quickly garnered more than 1,600 comments as users evaluated their financial quagmire. Green energy ETFs gained 1.2% as governments expand clean energy subsidies. Personal finance portfolios aligned with ESG trends may capitalize on these policy-driven demand shifts, with solar capacity expected to double by