Personal car finance current repo market data shows stable

Current repo market data shows stable funding costs for institutions heavily exposed to personal car finance portfolios. This could underpin dividend stability for listed lenders over the next two quarters. He pointed to Visa’s website , which confirms that their zero liability policy applies to both credit and debit cards. A good car loan interest rate depends on current market conditions. For example, a few years ago, a new car loan rate below 4% would have been considered good. In 2025, having a rate below 6% on a new car is likely to be considered good. With personal car finance demand closely linked to economic sentiment, banking sector equities tied to auto loans may experience volatility. Current forecasts suggest a 1.8% growth in vehicle financing overall for 2024, but margin compression could impact lenders’ profitability ratios.