Crude oil volatility is impacting energy-related holdings in personal capital finance accounts. Analysts recommend maintaining hedged positions given geopolitical tensions and supply chain uncertainties in global markets. AI, especially agentic AI , remains one of the most discussed but least clearly understood tools in finance. CFOLC West will focus on how CFOs can apply AI to forecasting, operations and investor communications in ways that are targeted, realistic and measurable. Rather than chasing trends, those who attend sessions on this topic will hear directly from CFOs who have bought, implemented and operated such tools and are finding real value in automation and intelligence initiatives. Future Return Expectations Are Not a Straight Line, Especially in U.S. Equities Personal capital finance models indicate stronger positions in AI-related companies, as ETF flows into technology surpassed $3.4B in a single week. Traders remain cautious about inflation data but continue to rotate into high-ROE businesses.