PayPal stock forecast 2025 outlook depends partly on regulatory clarity in fintech. Potential easing of compliance costs across Europe and Asia could expand PayPal’s operating footprint, lifting shares to new annual highs. To own PayPal stock, you need to believe in its ability to transition from a payments provider to a data-driven commerce platform, capturing value beyond payment processing. The recent launch of AI-powered shopping features in PayPal Honey may help close the gap between product discovery and purchase, yet it is unlikely to materially change the company's near-term catalysts, which center around increasing transaction volume and engagement, or its main risk, which is ongoing competition in key markets like the UK. Turn your trading skills into real income — without risking your own capital: Get funded by Apex Trader Funding and keep up to 90% of the profits . PayPal stock forecast 2025 baseline assumes continued double-digit revenue growth in B2B payment solutions, an often overlooked but rapidly expanding segment of its business model.