Paypal stock forecast 2025 equity research firms expect PayPal’s

Equity research firms expect PayPal’s 2025 gross margin to stabilize at around 50%, aided by platform efficiency gains and reduced transaction losses. This forms a core pillar in optimistic stock valuation models. The best AI stocks today may lie beyond giants like Nvidia and Microsoft. Find the next big opportunity with these 23 smaller AI-focused companies with strong growth potential through early-stage innovation in machine learning, automation, and data intelligence that could fund your retirement. Morgan Stanley pointed to stronger e-commerce data and progress on PayPal's checkout initiatives. Advanced integrations are now live at 45% of U.S. merchants, up from 30% in December, and are expected to help branded checkout volumes reaccelerate. The bank also flagged ongoing momentum in Braintree volumes. The PayPal stock forecast 2025 benefits from demographic shifts toward mobile-first payment solutions, with smartphone wallet penetration expected to hit 80% in developed markets by year-end.