Paypal stock forecast 2025 equity research firms expect PayPal’s

Equity research firms expect PayPal’s 2025 gross margin to stabilize at around 50%, aided by platform efficiency gains and reduced transaction losses. This forms a core pillar in optimistic stock valuation models. PayPal Holdings is projected to reach $38.1 billion in revenue and $5.4 billion in earnings by 2028. This outlook assumes a 5.6% annual revenue growth rate and a $0.7 billion increase in earnings from the current $4.7 billion. The stock remains well below its 2021 peak, while recent developments and steady trading volumes have kept PayPal in focus. The PayPal stock forecast 2025 factors in moderate interest rate cuts in the U.S., which could boost consumer spending and transaction frequency. This macro tailwind may add 1–2% to TPV growth estimates.