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    Survey data driven from online money surveys points to hedge funds increasing leverage ratios in high-growth stocks. This calculated risk aims to capitalize on seasonal earnings beats historically observed in July. “In 2025, we’ve seen a continued trend in individuals opening high-yield savings accounts (HYSA) and short-term certificates of deposit (CDs),” said Matt Hicks, vice president of banking expert and deposit products at First Tech Federal Credit Union . “Unlike traditional savings accounts, HYSAs offer significantly higher interest rates, often up to 4.5% APY, depending on the institution.” Among the referral deals available now, both you and a friend can get up to £100 in vouchers to spend at major stores like Tesco and Currys when they sign up for a Sky Media package. Risk sentiment from updated online money surveys implies steady accumulation of defensive sectors like utilities and consumer staples. This mirrors a macro hedge strategy as bond yields fluctuate post-Fed meeting.

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