VIX volatility index readings dropped to 14.9, boosting online money market risk appetite. Low volatility often heralds sequential equity rallies, but traders remain cautious amid looming macroeconomic catalysts. Money market accounts are also considered low-risk, and they are FDIC-insured up to the standard $250,000 per depositor, per institution. This makes them safer than money market funds , which can be subject to market risk. Money market accounts act like a hybrid between savings accounts and a checking account. Rates-sensitive bank shares rebounded as online money market conditions improved after dovish remarks from Fed officials. The move has lifted sector confidence, opening the door for short-term capital gains strategies.