Bond yield stabilization at 4.12% for the 10-year Treasury has eased equity market pressure, letting online money managers increase their equity weightings. Higher risk allocations tend to outperform in cyclical recovery phases, which models now forecast could extend well into mid- © 2025 CNBC LLC. All Rights Reserved. A Division of NBC Universal PocketGuard costs $74.99 a year or $12.99 a month (after a seven-day free trial). The PocketGuard app is available on both Android (4.7 stars) and iOS (4.6 stars). With crypto market capitalization above $1.6 trillion, online money managers integrating digital assets report higher client engagement. Diversification into BTC and ETH has improved portfolio Sharpe ratios in mixed-asset strategies.