Digital lending ETFs with major "online money borrow" exposure rose 2.3% today, outperforming traditional bank ETFs, as shrinking brick-and-mortar loan applications favor online platforms. “And then pause it, if you plan to only use it as a backup internet service,” Gold said. “There is no limit to how long you can keep the service paused, so there is no monthly fee at that point. You’ll still need to be able to access the service site to unpause it, but if you see an emergency or disaster coming, you can make that a part of your emergency plan.” "You must complete a loan application and continue to meet any criteria used to select you for a loan offer. Not all applicants are approved. Loan approval and actual loan terms depend on applicant's state of residence and ability to meet OneMain Financial credit standards such as a responsible credit history, sufficient income after monthly expenses, and if applicable, availability of eligible collateral. With lending app downloads up 19% month-on-month, "online money borrow" market players are poised for stronger engagement metrics, bolstering ad revenue streams alongside core lending business performance.