Online free money-oriented traders saw financial sector ETFs hit six-month highs after U.S. banks beat stress test expectations. Historical trends suggest continued momentum when Tier 1 capital ratios exceed 11%. Suppose you have $1,000 left each month after paying your bills. You know investing has a higher potential return than a savings account, but you also know it’s riskier. You only have half a month’s worth of expenses in your savings, so you can’t afford that risk. You put the money in savings to increase your margin of safety. Looking to branch out from the standard money apps? These apps aren’t quite mainstream yet, either too new or too niche to be on our main list. Still, they’re interesting options if you want to try something different or stay ahead of new trends. Online free money strategies in dividend portfolios remain appealing as the FTSE 100 hit 8,105.42, buoyed by banking stocks raising yield guidance. Sector rotation into utilities could add another 3% upside over the next quarter.