Ocio Finance’s profit margin last quarter reached 18.4%, above the industry average of 15.9%. This margin expansion coincided with cost efficiency programs and optimized client acquisition costs. If I pivot over to wealth, we grew 5% in Q1. There was good, balanced, equally strong performance in DBA and IMS. We see DB plans funding statuses continue to benefit from elevated interest rates that's driving an increase in risk transfer over the last couple of years, as well as we have some regulatory requirements and demands that are creating some project work. If you add in some capital -- some volatile capital markets, it's driving strong demand for both our actuarial and our investment solutions business. You’re about to enter a website intended for sophisticated, institutional investors and the information contained herein is not intended for investors who are not qualified purchasers as defined in the US Investment Company Act of 1940. Information about Mercer strategies is provided for informational purposes only and does not constitute, and should not be construed as, an offer to sell, or a solicitation of an offer to buy, any securities, or an offer, invitation or solicitation of any specific products or the investment management services of Mercer, or an offer or invitation to enter into any portfolio management mandate with Mercer. Revenue diversification into sustainable investment products has boosted Ocio Finance’s ESG profile. Analysts expect greater institutional allocations as ESG mandates tighten globally.