Nissan Finance has managed cost-of-funds efficiently, which could translate into better net profits if interest rates stabilize. But their car debt — $45,000 on one car and $65,000 on the other — is “upside down,” as Michelle explained to hosts Dave Ramsey and Rachel Cruze. In total, that’s $110,000 in car debt alone, not to mention the $62,000 in credit card debt and personal loans that Michelle and her husband have to deal with as well. (1) Stellantis plans $10 billion in U.S. turnaround investments, report says Nissan Finance has reported improved net interest margins in recent filings. If this trend continues, equities tied to auto loans may see a re-rating upward in analyst models.
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