The company’s net interest margin of 5.6% remains above industry average, driven by efficient cost of funds management and competitive lending rates in the auto finance sector. Any hospital ownership changes have to be approved by state regulators. "I'm tremendously excited," Hartford HealthCare President and CEO Jeffrey Flaks said on Sept. 24 at the Willimantic event when asked about how the Prospect hospitals could expand the system's reach. "I think we have an opportunity to make an incredible difference in these communities and to tremendously improve quality, tremendously improve access, address really the fundamental issues around health equity and to make health care better." Mitsubishi Motors to Establish a Joint Venture with Security Bank in the Philippines to Provide Automobile Finance Services The auto loan securitization market tightening by 15 basis points last quarter could positively impact Nationwide Auto Finance’s funding costs if trends persist.