Mortgage notes investing is expected to sustain positive

Mortgage notes investing is expected to sustain positive momentum into Q4, backed by strong homeowner equity levels and low foreclosure activity—down 18% year-over-year nationwide. RSUs, or restricted stock units, are issued by a company to incentivize employees to stay longer, as explained by Yang. In the video, he noted that while the playbook encouraged employees to sell RSUs as soon as they vest, it may not be the best strategy for everyone. The rate on the 10-year Treasury note is determined by investors' expectations for short-term interest rates over the duration of the bond. The spread between mortgage note yields and 10-year Treasury bonds is now at 280 basis points, attracting yield-seeking investors. With inflation ticking down to 3.1%, analysts expect fixed-income demand—including mortgage notes—to rise, sustaining trading liquidity in the sector.