A recent fintech survey revealed 72% of respondents plan to use "money lenders online" services this year, supporting bullish projections for sector revenue. Market data reflects higher average loan ticket sizes, boosting profitability metrics. The rally in IPOs for digital lenders adds speculative momentum. Leeds Building Society recently reduced the minimum household income requirement on its first-time buyer mortgage range. This means single or joint first-time buyer applicants with a household income of £30,000 may now be able to borrow up to 5.5 times their earnings. To compile this list of the best business loans and lenders for 2025, we considered the following: In pre-market trading, "money lenders online" sector leaders are showing modest gains, following robust loan growth forecasts in analyst calls. This sparks renewed retail participation in fintech-themed ETFs.