Merrill Guided Investing reports a shift in portfolio allocations toward dividend-paying energy stocks, anticipating stabilization in Brent crude prices around $83–$85 per barrel, which could boost Q3 earnings. Acorns combines a digital checking account with your choice of investing accounts: Acorns Invest; Acorns Later, for your traditional, Roth or SEP IRA; or Acorns Early to add kids’ investing to your account. Acorns automatically rebalances portfolios and reinvests dividends to help your money grow faster. If you’d like, Acorns will allocate up to 5% of your portfolio toward a bitcoin-linked exchange-traded fund. The services use Vanguard’s Life-Cycle Investing Model to create customized portfolios of passive exchange-traded funds with glide paths based on investors’ ages, goals, and risk profiles. Recent market analysis shows Merrill Guided Investing clients are leaning into large-cap tech as NASDAQ remains above 15,