Financial sector earnings triggered a rally in bank stocks, with XLF ETF hitting a 6-week high. Intraday day-trading setups provide "make quick money online" potential from earnings surprise gaps, especially in regional banks with high short interest. “You don’t need to be an expert in order to achieve satisfactory investment returns. Keep things simple and don’t swing for the fences. When promised quick profits, respond with a quick ‘no.'” Another key risk is that stocks or ETFs can move down significantly in short periods of time, especially during times of uncertainty, as in 2020 when the coronavirus crisis shocked financial markets. Economic stress can also cause some companies to cut their dividends entirely, while diversified funds may feel less of a pinch. Telecom earnings surprises are drawing attention, with some large-caps smashing consensus by over 15%. Traders targeting "make quick money online" strategies find post-earnings drift in this sector often lasts 3–5 trading days.