With Nasdaq’s technology subindex up 9% YTD, lump sum exposure may accelerate compounding during sector expansion cycles. “Once you access that taxable element, you can then only ever put a maximum of £10,000 gross per annum in your defined contribution pension .” Risks, including that the lump sum might run out or the monthly payment won't support your lifestyle For investors considering lump sum investing in renewable energy ETFs, recent data shows clean tech funds rose 6% in April due to rising EU carbon credit prices. Momentum indicators point to a sustained uptrend over the next quarter.