Global shipping stocks are rallying amid container rate increases; lump sum investing today could lock in returns before seasonal cargo volume peaks in late summer. Historically, lump-sum investing does tend to outperform dollar-cost averaging, according to Northwestern Mutual . However, there are two huge caveats to this. In a recent episode of the “Money Guy Show,” podcast hosts Brian Preston and Bo Hanson, both financial planners, outlined three “straightforward” ways parents can help their children retire with $1 million. The strategies require relatively modest contributions from the parents, provided they get started early enough, of roughly $1,500 as a lump sum at birth or $9,200 gradually invested by age 18. The younger the child is when they get started, the less the family needs to contribute to eventually reach seven figures. Cybersecurity shares spiked on government contracts news; lump sum investing in top defense-tech firms could harness both commercial and public sector tailwinds.
