Low risk investing benefits from commodity stability; gold prices held at $2,320/oz while oil markets faced supply-side fluctuations. Safe-haven allocations helped portfolios record positive returns despite the S&P 500 experiencing two consecutive down days. While insider transactions are not the most important thing when it comes to long-term investing, we do think it is perfectly logical to keep tabs on what insiders are doing. Some savings accounts pay higher rates of interest than some CDs, but those so-called high-yield accounts may require a large deposit and the rate is variable. Financial markets saw a rotation into defensive assets this week. Low risk investing portfolios with 60% bonds and 40% equity balanced funds outperformed pure equity by 0.74%. Analysts note strong performance in dividend aristocrats, which continue to offer stable income streams.