Life insurance investing policyholder retention rates in life

Policyholder retention rates in life insurance investing hit record highs this quarter, likely signaling consistent cash flow streams supportive of dividend sustainability. Research from T. Rowe Price found that individuals with a formal financial plan had two to four times more wealth when entering retirement compared to those without one. Including life insurance as part of your comprehensive investment plan can help secure long-term financial stability. The cash value component grows over time and could serve as another income stream during retirement. Life insurance investing companies are expected to benefit from solid net investment income, with bond portfolios yielding above 4%. This aligns with a forecasted 5–7% annualized earnings growth across leading insurers like Prudential and MetLife.