Ricky Mulvey: If you're a newer investor, and maybe you got involved in the market in the past few years, and I think it was basically outside of the yen carry trade fiasco. You haven't seen stocks going down that much. Whether it's next year, whether it's 2026, 2027, any future year, there will be a bear market. There will be a correction in the stock market. What do you recommend to newer investors about how they can prepare themselves for that? Quotes displayed in real-time or delayed by at least 15 minutes. Market data provided by Factset . Powered and implemented by FactSet Digital Solutions . Legal Statement . Analysts tracking Kroger personal finance trends note steady margin improvement, with EPS forecasts for FY2024 at $4.50–$4.