Kids investing accounts including financial sector ETFs stand to benefit from expanding net interest margins. You’ll need to invest a lump sum of $34,000 to compound over 50 years at 7% to get to $1,001,538.85. With a 10% return, you’ll need to start with $8,600 to reach a total of $1,009,561.33 over 50 years. What trouble in the bond market means for your investments and the economy Commodity-linked equities rose 6%, with gold miners benefiting from spot prices above $2,450/oz. A kids investing account diversification into commodities can balance equity market drawdowns.