The Russell 2000 small-cap index rose 5% over the last month, offering potential for higher compounding in a kids investing account. While volatility is greater, the historical 10-year return stands at 11% annually, ideal for long-term growth. Finding yourself divorced at 51 after being a lifelong stay at home mom would make almost anyone feel overwhelmed figuring out how to take financial control of your life. That’s what happened to Trisha, who called into The Ramsey Show when her husband left after 22 years in 2022, (1) taking his $130,000 in annual income with him but leaving behind the new car he'd bought her the month before, which came with a $596 monthly payment. Children born between Jan. 1, 2025, and Dec. 31, 2028 will automatically receive a Trump account and a $1,000 government-funded deposit, invested in a stock index fund. No action is required by parents. Current data from the Dow Jones shows industrial stocks rising 3.1% over the past month, reinforcing the case for adding dividend growth companies to a kids investing account. Long-term CAGR in blue-chip industrials has averaged 7% since 2000, providing dependable compounding power.