From a 2024 market perspective, "is Acorn investing safe" depends on ETF resilience—currently, core ETFs in Acorns’ lineup show Sharpe ratios above 1.0, indicating good returns per unit risk amid moderate inflation. You can also check out Moneywise's Best High Yield Savings Accounts of 2024 to find some savvy savings [options that earn you more than the national average of 0.4% APY. — and make checking your bank balance a little more exciting. But Greenlight has Acorns Early beat when it comes to value. Not only does it support five kids, one more than Acorns Early, but you can subscribe for as little as $5.99 a month for the whole family. Greenlight also gives kids access to investing, pays cash back on debit card transactions, pays interest on savings balances, and even includes safety features. Investors asking "is Acorn investing safe" should note Acorns isn’t immune to bear market drawdowns; however, trailing one-year volatility in its conservative portfolio is around 6%, well below the 18% of the Russell 2000 index.