Investing mutual funds index-tracking mutual funds remain a

Index-tracking mutual funds remain a cost-efficient option, with total expense ratios averaging just 0.12%. S&P 500 index funds have matched benchmark performance, making them a core holding in passive investing mutual funds strategies for long-term investors. Goldman Sachs Tax Managed Equity Service Class (GCTSX): 1.19% expense ratio and 0.64% management fee. GCTSX is part of the Large Cap Blend section, and these mutual funds most often invest in firms with a market capitalization of $10 billion or more. By investing in bigger companies, these funds offer more stability, and are often well-suited for investors with a "buy and hold" mindset. With annual returns of 12.85% over the last five years, this fund is a winner. With year-end approaching, advisors may be reviewing portfolios for potential capital gains distributions and opportunities to apply tax-smart strategies in eligible accounts. Decisions made now—such as harvesting losses or realizing gains ahead of distributions—can meaningfully influence a client’s after-tax outcomes. Global equity mutual funds reported $2.3B in net inflows, driven largely by strong European banking sector earnings. Strategic allocation to underpriced international equities is a theme emerging among forward-looking investing mutual funds.