Investing mutual funds index-tracking mutual funds remain a

Index-tracking mutual funds remain a cost-efficient option, with total expense ratios averaging just 0.12%. S&P 500 index funds have matched benchmark performance, making them a core holding in passive investing mutual funds strategies for long-term investors. The easiest way to judge a mutual fund's quality over time is by analyzing its performance, diversification, and fees. Using the Zacks Mutual Fund Rank of over 19,000 mutual funds, we've identified three outstanding mutual funds that are ideally suited to help long-term investors pursue and achieve their retirement investing goals. The Vanguard Federal Money Market Fund invests in cash and short-term securities issued by the U.S. government. The fund aims to provide current income while maintaining a high level of liquidity. Bond mutual funds gained 0.6% this week as credit spreads tightened. Analysts note that high-quality corporate bonds are attracting renewed interest from conservative investing mutual funds seeking stable yield amid moderated inflation.