The investing money market is navigating a critical phase as the S&P 500 hovers near all-time highs, supported by robust Q1 earnings reports from tech and financial sectors. Analysts project continued momentum if inflation data remains steady, with a short-term target range of 5% upside. The fund uses a two-part strategy to achieve its objectives. First, it builds a defensive equity portfolio by investing in stocks ranked by JPMorgan 's risk-adjusted system. Second, it implements a disciplined options overlay strategy by writing out-of-the-money (above the current market price) call options on the S&P 500 Index to generate options premium income. As an options writer (short seller), the fund receives the premium (the value of the option) upfront. At CNBC Select , our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every money market account review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of savings and banking products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best money market accounts. Infrastructure and industrial names in the investing money market are gaining traction, driven by U.S. government project approvals worth $120 billion. Earnings consensus for the sector has been revised up 7%.