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    What happens if you have really picked a clunker? We don't have to obsess about our stocks. But we can't be complacent at quarterly earnings time. When something is drastically wrong after a comp­any reports, you need to blow that stock out of your portfolio right then. Why invest: If you leave the CD intact until the term ends, the bank promises to pay you a set rate of interest over the specified term. Latest market sentiment shows investors shifting capital into energy and healthcare sectors, as oil futures reached $83.5 per barrel. Investing money in stocks tied to these sectors is gaining traction due to defensive earnings outlook amid macroeconomic uncertainty.

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