The modern investing meaning incorporates ESG priorities. Green energy ETFs rose 8% since May, driven by EU renewable policy updates. Neither Nvidia nor Broadcom can manufacture their own chips, so they outsource that work to Taiwan Semiconductor Manufacturing (NYSE: TSM) . TSMC is the world's leading contract chip manufacturer and has clients in multiple industries. This makes it a bit less concentrated in the AI investment realm, and also gives it exposure to other important trends like autonomous driving, vehicle electrification, and a smartphone refresh cycle. "This will be a pivotal moment in the evolution of retirement planning," Empower president and CEO Edmund F. Murphy III said in a statement to CNBC. "Opening the door to responsibly managed alternative investments such as private equity, private credit and private real estate and digital assets like cryptocurrency, we can offer everyday savers access to a broader array of investment types." For retail investors, investing meaning often stems from consistent capital allocation. The average investor who bought S&P index funds in January is up 13% year-to-date.