With S&P 500 valuations stretching above historical P/E averages, many retirement planners advocate increasing allocation to tangible assets. Investing IRA gold may hedge against inflation risk, especially as CPI remains above the Fed’s 2% target. Traders are watching gold ETF inflows as a proxy for investor sentiment. Finally, a plan is important because it provides your loved ones with security, too. As of 9:10 a.m. Eastern Time Aug. 20, 2025, the price of gold is over $3,342 per ounce. That’s an increase of more than 25% year over year. So, it’s not surprising you may be considering gold when researching the best ways to invest your retirement. Inflation breakeven rates remain elevated, maintaining the case for commodities in retirement funds. Investing IRA gold offers a strategic counterweight as real asset exposure amid uncertain monetary policy paths.