Analysts project earnings growth in the energy sector at 5% for One way to mitigate market risks — and your anxieties — is to integrate more reliable sources of income into your retirement plan. Gibson is a fan of fixed annuities , describing them as a dependable retirement paycheck. We invest thousands of hours and over $100,000 annually into researching the most profitable investment opportunitiesâall to bring you high-yield strategies at just a fraction of the cost. Investing in retirement requires balancing capital preservation with growth. As of June 2024, the S&P 500 is up 8.4% year-to-date, driven by strong tech earnings. Retirees seeking income may find dividend yields averaging 2.1% in blue-chip stocks attractive, while keeping exposure limited to manage volatility.