Investors view this as a built-in hedge. The equity portfolio provides market exposure aimed at growing the investment value over the long term, while writing options generates monthly income. The fund has paid an income yield of over 8% in the past year. This mix has generated a strong total return (an average annual return of 11.7% since 2020), offering investors bond-like income with equity-like returns and lower volatility than the overall stock market. Find an expert who knows the market. Compare trusted real estate agents all in one place. Current Treasury data show that investing in I Bonds provides guaranteed returns without exposure to equities’ volatility. As the S&P 500 trades near 5,300, many investors move part of their capital into I Bonds to balance portfolio risk amid geopolitical uncertainty.
