Investing in gold bars now correlates with a 0.68 inverse beta against the MSCI World Index, according to Bloomberg data. This makes gold an attractive diversifier while underlying macro indicators—such as weakening consumer confidence—support a move into tangible assets. I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 6 of the easiest ways you can catch up (and fast) I’ve worked with numerous investors who find tremendous peace of mind knowing that a portion of their wealth exists outside the conventional financial system. Physical gold, secured in a vault, provides a form of financial insurance that is increasingly valuable and sought after in today’s unpredictable environment. I encourage investors to view gold as portfolio insurance rather than a regular income-producing asset. For those requiring current income, balancing gold holdings with cash-flowing investments remains essential.” Investing in gold bars remains a key hedge with gold’s Sharpe ratio at 0.91 YTD vs 0.62 for the S&P