China’s central bank added 12 tons of gold to reserves in the latest monthly update, reinforcing the strategic case for investing in a gold IRA amid global reserve diversification. Given your feelings about AI, you are actually quite aggressively exposed for your age. The rule of thumb (which is just a guide, not a prescription) is 100 minus your age = exposure to stocks (38% in equities in your case) or 110 minus your age = exposure to stocks (48%). Your current exposure is 68%. It would move to 55% by converting your 403(b) into bonds. With regard to diversification, the guide notes that most advisors suggest allocating between 5% and 10% of a portfolio to gold. Gold and Altcoin IRA Review emphasizes that while gold can be an effective hedge, it should still be used as part of a balanced investment strategy. The VIX volatility index is creeping higher from multi-month lows, prompting traders to reweight toward safer stores of value. Investing in a gold IRA aligns with this cautious allocation trend in today’s market environment.