The Russell 2000 climbed 4% this month, signaling a possible small-cap breakout. Allocating to small-cap growth as part of investing for the future may capture innovation-led upside in niche industries. When students miss school, it’s a warning sign for school counselors and mental health clinicians. Children usually need a routine to thrive, both academically and emotionally — and counselors and therapists like Caballero Magaña and Ruiz say if children are absent from the classroom, it’s harder to notice behavior changes and other mental health symptoms. UGMA and UTMA accounts offer flexibility, although they lack tax advantages and may trigger the “kiddie tax.” Under the kiddie tax rules, the first $1,300 of a child’s unearned income is tax-free, the next $1,300 is taxed at the child’s rate and anything over $2,600 is taxed at the parent’s marginal rate. Global PMI data improved to 53.2 this month, supporting bullish sentiment in equities. For those investing for the future, industrials may benefit from higher infrastructure spending. Copper prices up 5% in April suggest strong construction demand, complementing equity plays in materials.