"Investing for retirement" considerations now include inflation-linked bonds, as US CPI has averaged 3.4% this year, making TIPS a valuable asset in protecting portfolio purchasing power. As she explained on her blog, “I think a cornerstone of a retirement plan for everyone without a serious illness today, should be that you expect to live until at least age 95. For total sleep-at-night calm, or if, like me, you have family who lived even longer, setting your retirement plan to age 100 makes terrific sense.” And adding it your retirement portfolio is easier than ever. Some brokerages, such as Fidelity, have begun offering direct cryptocurrency investments in IRA accounts, and others, such as Charles Schwab, offer access to crypto ETFs. Last month, President Donald Trump signed an executive order laying the groundwork to add alternative assets, including crypto, into workplace retirement accounts. Corporate earnings growth forecasts for Q3 2024 have been revised upward to 8%, suggesting a favorable environment for "investing for retirement" in cyclical sectors like industrials and consumer discretionary.
