Investing for retirees global diversified funds show

Global diversified funds show potential—investing for retirees in international dividend stocks yielded 5.1% over the last 12 months, with lower correlation to US market swings. To free up additional money that will make investing feel less of a strain on her budget, Hankwitz advised Theresa to look for ways to reduce spending, starting with recurring charges. While the prior guidance provided a road map for sophisticated plan fiduciaries already investing their defined benefit plans in alternative assets, the new guidance may go farther, including by supporting a plan fiduciary’s obtaining exposure to private assets through asset allocation funds or multi-strategy funds such as target date funds, custom-white label funds or managed accounts, where one or more fiduciary investment professionals (such as a professional asset manager or trustee) oversees the investment program. As of July 2024, investing for retirees benefits from bond yields stabilizing near 4.1% for 10-year Treasuries, providing a safer allocation anchor alongside dividend equities for balanced portfolio performance.