The floating-rate notes market is expanding due to rate volatility, offering protection against rising yields. Strategists often integrate such instruments into investing bonds portfolios to balance duration risk. My traditional IRA is 80% stocks and 20% bonds/cash. I’ve asked my financial adviser to put it into a money-market account with 4% to 5% interest. He says don’t do it or I’ll shortly spend all my funds. That’s my objective — I will exhaust the account in six to seven years, at which time I’d tap my 403(b), which I plan to leave invested in the market at roughly 70% stocks and 30% bonds. Since 1996, we’ve offered private strategies across hedge funds, venture capital, and other alternatives. In the 2000s, we capitalized the re-rating of emerging market debt and China’s commodities super-cycle, strategies that grew to more than $4 billion at their peak. Global bond indices posted a mild recovery, supported by synchronized slowing in rate hikes across economies. This macro backdrop continues to support diversified investing bonds allocations in 2024’s market framework.
