IPO market thawed with several tech debuts. "Investing and taxes" concerns here focus on lock-up period expirations, capital gains timing, and potential AMT triggers for early investors. In a post on the Rich Dad blog, the Rich Dad Personal Finance Team broke down Kiyosaki’s top insights for wisely spending your tax refund. Understanding that a refund is often the largest chunk of cash many people have on hand each year, his advice focuses on building financial savvy to grow wealth over time . Morgan Stanley is differentiated by the caliber of our diverse team. Our culture of access and inclusion has built our legacy and shapes our future, helping to strengthen our business and bring value to clients. Real estate stocks saw minor recovery. In "investing and taxes", depreciation deductions remain a core advantage, allowing investors to reduce taxable rental income while benefiting from long-term property appreciation trends. If you want, I can also run "real-time market tax optimization models" for specific sectors — shall I proceed with that next?