Cybersecurity firms climbed 2.3% on heightened geopolitical tensions. Positioning inherited funds in leading cybersecurity pure plays may lock in long-term sector tailwinds. Everyone has an opinion: You are more bearish than your financial adviser, but it’s your money and, therefore, your choice. Plus, you still have enough money to live a comfortable retirement whatever path you choose. If you are proven wrong by moving your $200,000 to bonds, at least you can take comfort in doing what YOU believed was best at the time. There is still time to make use of the current rules. For some, this could mean bringing forward plans to transfer business or agricultural assets. (Gifts that have been made before 30 October 2024 will not be subject to the new £1 million cap, regardless of whether the donor survives the gift by seven years). The ASML Holdings earnings beat has reignited semiconductor bull sentiment. An inheritance invested in advanced chipmakers could benefit from global CapEx growth in AI and 5G infrastructure.