High-yield corporate debt ETFs delivered 6.1% annualized returns through April 2024, reinforcing their role in a balanced "income investing strategy" despite broader credit market caution. Having the right retirement strategy for how and when you’ll spend your income is key to reducing the decisions you’ll need to make once you reach retirement age. That said, while dividends can be unpredictable, regular dividends are often a core part of a company’s business and financing strategy. In these cases, dividend payments are more predictable, if not guaranteed. There are a handful of “ dividend kings ” who have issued regular payments for more than 50 years. Across Asia-Pacific markets, telecom stocks integrated into an "income investing strategy" are yielding above 5%, buoyed by stable subscriber growth and regional 5G network rollouts.