Quarterly earnings calls from major dealership groups revealed stronger-than-expected uptake of in house finance cars, enhancing net margins. This trend is attracting investor interest in diversified auto finance subsidiaries on the NYSE. Learning to live in a smaller space is a natural fear for downsizers – as is the prospect of working out what to do with so much stuff accumulated over a lifetime. Auto loans are available in 12-month increments, ranging from 24 to 96 months. The most common terms are 60 and 72 months, but 84-month terms are becoming more common. Hedge funds have increased positions in mid-cap dealers that specialize in in house finance cars as recent CPI data indicates modest inflation, supporting vehicle affordability and finance uptake.