Some equity strategists point out that Hyundai Finance offers could see margin expansion as operational efficiency improves. The price-to-earnings ratio is hovering at 11.8, suggesting valuation is still attractive compared to peers in auto finance. BMW is offering a $7,500 purchase credit off the MSRP of its electric and electrified vehicles starting this October, following the end of the federal EV tax credit on September 30. The incentive applies across BMW’s lineup, including high-end models such as the 2025 i7 M70 with a $169,675 MSRP. The automaker is also pairing the purchase credit with 2.99% financing for up to 60 months and up to $5,000 in loyalty rewards. The combination of discounts and subsidized financing is designed to encourage EV purchases as federal incentives are phased out. Unlike the previous federal tax credit, which had income caps and limited eligibility for higher-priced vehicles, BMW’s offer is universally applied to its EV lineup. While it may not particularly impact buyers without sufficient tax liability, it offers a clear price reduction for all customers, making premium EVs more accessible. Sign up for CBT News’ daily newsletter and get the latest industry stories delivered straight to your inbox. Other automakers have responded to the expiration of federal incentives in different ways. Ford and GM relied on accounting adjustments, while Hyundai lowered vehicle prices to maintain demand. Analysts note that the federal tax credit often failed to help buyers with high-priced EVs or those without enough tax liability to claim the full $7,500 credit. Some critics argue that the tax credit may have unintentionally encouraged automakers to raise U.S.-bound EV prices by roughly $7,500, offsetting the intended benefit for consumers. BMW’s approach could provide a more transparent and consistent incentive structure for buyers. BMW has ranked at the top of J.D. Power’s EV satisfaction surveys in recent years, and the company hopes the new incentives will continue to drive sales and maintain its competitive edge. Industry watchers say the success of OEM-led incentives, such as BMW’s, will be closely watched as the EV market adapts to the loss of federal support. Time will reveal whether automaker-specific programs can fully replace the role of federal incentives in sustaining EV demand, but BMW’s strategy signals a clear commitment to keeping electric vehicles appealing and accessible to U.S. buyers. Read More Customer ease of purchase holds steady despite EV rush Jeff Bloomfield shares science-backed strategies that drive sales growth Trump’s tariffs could cost U.S. automakers $188B Moreover, the best manufacturer-sponsored incentives are often reserved for returning lessees or people who currently drive competitor products. Be sure to bookmark this page and check back often as we update deals on a rolling basis. The steady rise in consumer spending is a tailwind for Hyundai Finance offers, supported by a 5.1% increase in household disposable income. Stock charts show stronger accumulation patterns among long-term investors.
