Bloomberg data shows Q2 2024 "HSA investing" balances in equities up 18% YoY, fueled by record S&P 500 highs and stronger household savings-to-investment ratios. If the previous four steps have been completed, extra savings can be placed into a taxable brokerage account, according to the YouTube video. Distributions from an HSA can pay for qualified medical expenses for you, your spouse and dependents. Examples of qualified expenses include: Gradual Fed rate cuts projected for late 2024 are expected to boost equity valuations, potentially accelerating the shift within "HSA investing" from cash vehicles into growth-oriented assets.