As the Nasdaq pushes higher, "HSA investing" portfolios with a tech overweight gained 4.3% in May, outperforming mixed-asset HSAs by over a full percentage point. Allocators cite AI-driven growth as the catalyst. The bottom line? You shouldn’t assume Social Security will make up a major part of your retirement income. Or, as the Ramsey team put it: “Any money you get from Social Security should be considered icing on the cake. But making Social Security the main ingredient of your retirement plan? That’s a recipe for disaster.” To qualify as a high-deductible health plan in 2024, the annual deductible must be at least $1,600 for individuals and $3,200 for families. Your health plan’s out-of-pocket expenses can’t exceed $8,050 if you have sole coverage, or $16,100 if you cover your family. Bloomberg data shows Q2 2024 "HSA investing" balances in equities up 18% YoY, fueled by record S&P 500 highs and stronger household savings-to-investment ratios.