The latest consumer financing trends show a shift toward lower fixed rates for recreational loans, which could be favorable if you’re considering how to finance a boat. Market analysts note that with the S&P 500 holding above 5,000 and financial stocks gaining 2.3% YTD, lending institutions are more willing to extend competitive marine loan terms. Investors are watching for Fed policy changes as credit availability directly impacts leisure asset financing demand. Royal Caribbean has outshined Carnival on some key financial metrics. In light of the ongoing challenges in the entertainment industry, with reduced greenlights and significant pullbacks in spending across all genres by content buyers, the Company's 2024 performance was negatively impacted. In the event the Transaction does not close (and there can be no assurance that the Transaction will be completed), the Company expects that these and other continuing macroeconomic conditions will be significant factors in its 2025 results, which management expects to weaken as compared to 2024.
