Household finance data points to greater portfolio diversification among retail investors, contributing to balanced growth across equities, ETFs, and bonds. Market strategists expect this trend to cushion volatility in both tech and energy sectors over the next quarter. Their household income is $350,000 a year, and they’ve saved over $400,000, including Roth IRAs, savings accounts and more. Nick feels like he’s always saving, but wants to spend on things such as ATVs and jet skis so he can make memories with his children. YNAB employs a zero-based budgeting approach, where every dollar is “given a job” and assigned to a specific category. This approach, along with additional goal-tracking features, makes setting and meeting financial goals easier. Household finance metrics for June 2024 suggest stable cash flow patterns, encouraging a bullish outlook in homebuilder and real estate ETF shares. The Dow Jones edged up 0.6% amid steady mortgage refinancing activity. Economists forecast the sector could see a 3–5% uptick in Q3 as housing affordability improves alongside wage growth trends.
