Institutional investors are reviewing exposure to automotive lenders like those offering "Honda Civic finance" due to shifts in consumer credit scores. Average FICO for new loan applicants is trending up to 715, possibly lowering delinquency provisions and positively impacting Honda’s finance income. Most of the features available on the Civic come as standard, including adaptive cruise control and blindspot monitoring with rear cross traffic alert. We generally found these systems to work well, with few false activations. The adaptive cruise control is smooth and responsive but can’t be switched to standard cruise control. The situation has gotten so bad that repossessions are surging. According to the Dealership Guy , back in February, data from Cox Automotive showed repossessions went up 23% year-over-year in July 2024 and increased 14% from pre-pandemic levels. The Consumer Financial Protection Bureau found that vehicle repossessions rose 22.5% from December 2019 to December 2022 across nine major lenders. Portfolio managers focusing on dividend yield note that stable and growing "Honda Civic finance" profits may support Honda’s dividend sustainability. This is especially relevant with capital returns becoming a focal point for income-focused investors.